Home loan guide: Interest rates, floating mortgage and fixed rate ...
Approved Mortgage Brokers - providing a professional New Zealand . Floating mortgage rates rise and fall depending on how interest rates are moving.
http://www.approved.co.nz/guide_home_loan/interest_rates.php

Floating mortgage rates unlikely to rise this year and may even fall ...
Apr 26, 2012 . The chances of floating mortgage rates rising this year remain remote and they might even fall if the New Zealand dollar remains so strong. . cent to above 81.70 cents after Bollard's statements while wholesale interest rates .
http://www.landlords.co.nz/read-article.php?article_id=4168

Adjustable Rate Mortgage vs Fixed Rate Mortgage - Difference and ...
Interest rate risk: The risk of interest rates rising in the market is borne by the . the risk with a fixed-rate mortgage is that interest rates may either fall or stay low for . Australia and New Zealand are countries where variable rate mortgages are .
http://www.diffen.com/difference/Adjustable_Rate_Mortgage_vs_Fixed_Rate_Mortgage

News - Mortgage and insurance news. Aspire brokers, Auckland NZ
Economists are not expecting interest rates to rise until either later this year or . The projections also assume a modest fall in the New Zealand dollar over the .
http://www.aspirebrokers.co.nz/news

US economy likely to push NZ mortgage rates up | Stuff.co.nz
Mar 20, 2012 . New Zealand's longer-term fixed mortgage rates are tipped to start rising . Interest rates on 5-year US Treasuries recently reached 1.112 per cent, . if I thought mortgage rates were likely to fall, fixed if a rise was more likely .
http://www.stuff.co.nz/business/money/6603391/US-economy-likely-to-push-NZ-mortgage-rates-up

New Zealand Mortgage Finance : Mortgages, Calculator, Loans ...
The NZS.com New Zealand mortgage finance article contains information on . Floating interest rate: your interest rate will fall or rise according to changes in the .
http://www.nzs.com/new-zealand-articles/business/mortgage-finance.html

New Zealand Immigration News » Economy
New Zealand Immigration News. For Everyone Moving to New .
http://news.enz.org/category/economy/

Property Prices in New Zealand | New Zealand Real Estate Prices
Low interest rates; A strengthening economy; Moderately good yields . and house prices started to fall in early 2008, as the global crisis spread to New Zealand. . Then from 2002 to 2007 house prices began to rise faster (by an average of . New Zealand's mortgage market has expanded rapidly over the past decade.
http://www.globalpropertyguide.com/Pacific/New-Zealand/Price-History

Rising mortgage rates, petrol prices depress Australian consumers ...
Mar 14, 2012. is likely due to rising mortgage interest rates, rising petrol prices and concerns about the . NZ commodity prices fall to 18-month low in April .
http://www.sharechat.co.nz/article/7aa88800/rising-mortgage-rates-petrol-prices-depress-australian-consumers.html

Variable home loans - Kiwibank
Four options – standard, capped, revolving or offset; If interest rates fall, your . a capped rate so that if interest rates rise, your rate won't go higher than the pre-set limit for a . With our offset mortgage, you offset the balance of your savings and .
http://www.kiwibank.co.nz/personal-banking/home-loans/home-loan-options/variable.asp

Kyle Beagle (@kylebeagle) on Twitter
8987 Vodafone, Telecom NZ. United States. 40404 (any). kylebeagle. ANZ Mortgage-Rate Rise Will Anger Customers, Swan Says: Australia & New Zealand . Mortgage interest rates fall 15 times faster than in eurozone: By Laura Noonan .
http://twitter.com/kylebeagle

Adjustable-rate mortgage - Wikipedia, the free encyclopedia
The borrower benefits if the interest rate falls but loses if the interest rate increases. . Any mortgage where payments made by the borrower may increase over time . Variable rate mortgages are very common in Australia and New Zealand.
http://en.wikipedia.org/wiki/Adjustable-rate_mortgage

About Interest Rates
Mortgage interest rates change daily based on a number of national and . While this lock protects you from paying more for your mortgage if interest rates rise . on the loan, it also means you will pay the quoted rate even if interest rates fall.
http://www.homeloanlearningcenter.com/MortgageBasics/AboutInterestRates.htm

Quote:

Originally Posted by 2bindenver World interest rate news Low interest rates keeping residential properties in New Zealand affordable, it is . ditching two year mortgage rates as the likelihood of a bank rate rise retreats . Luxury residential property sales volumes fall in Hong Kong, research shows . http://www.propertywire.com/hot-topics/interest-rate.html Sales Increase as Prices Fall | Mortgage Express While low interest rates and falling prices will lead to increased sales over time, a rise in investor market activity will also be necessary for New Zealand to . http://www.mortgage-express.co.nz/sales-increase-as-prices-fall/ Information on home loans and mortgage rates Westpac says its New Zealand mortgage portfolio grew 1% to $35.4 billion in the six . Bollard opening the door to a possible interest rate cut, government-owned Kiwibank . Floating mortgage rates unlikely to rise this year and may even fall . http://www.goodreturns.co.nz/mortgages.html

Interest rates likely to stay low | Stuff.co.nz
Jan 19, 2012 . Mortgage interest rates are likely to remain at near record lows for longer . market expectations - largely due to a one-off fall in vegetable prices. . their expectations for interest rate increase further and perhaps into next year.
http://www.stuff.co.nz/dominion-post/business/6282225/Interest-rates-likely-to-stay-low

ANZ Mortgage-Rate Rise Will Anger Customers, Swan Says ...
Apr 13, 2012 . Australia & New Zealand Banking Group Ltd. (ANZ)'s decision to increase mortgage interest rates, citing higher funding costs, will anger its customers, Australian Treasurer Wayne Swan said today. . The Great Fall of China .
http://www.businessweek.com/news/2012-04-13/anz-mortgage-rate-rise-will-anger-customers-swan-says

Mortgage interest rates go up again - National - NZ Herald News
Feb 28, 2008 . Mortgage interest rates are on the rise again. . Should the NZ dollar fall sharply from its current post-float highs over US81c, as many currency .
http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10495034

Smart Brokers -
Housing affordability down despite falling mortgage rates . Statistics New Zealand's household economic survey found that total . to spread wings, low interest rates, talk of housing shortages, rising rents and an improving labour market.
http://www.smartbrokers.co.nz/blog/

National Bank: Thoroughbred Floating Home Loan
The interest rate may rise or fall, in line with the market. . find a Mobile Mortgage Manager near you, e-mail us, visit our Home Buyers Centre or come into any .
http://www.nationalbank.co.nz/personal/product/loan/home/thoroughbredfloatinghomeloan.aspx

Fixed or floating? The borrowers' dilemma Claire Matthews* Zaihua ...
A notable feature of the New Zealand mortgage market in recent years has been the . discusses interest rates in the New Zealand home loan market in more detail, while the following section . The rise and fall of the ARM: an econometric .
http://www.academyfinancial.org/10Conference/10Proceedings/(6A)%20Matthews,%20Zhang.pdf

Miscommunication Shook Up Mortgage, Bond Markets
This decline in mortgage interest rates mirrored a fall in the 10-year Treasury bond . release and continued to rise (with yields falling) until the middle of June. . by the Reserve Bank of New Zealand and the Federal Reserve, respectively.
http://www.stlouisfed.org/publications/re/articles/?id=394

NZPIF : News - New Zealand Property Investors' Federation
Apr 26, 2012 . Floating mortgage rates unlikely to rise this year and may even fall (26 Apr 2012) . and they might even fall if the New Zealand dollar remains so strong. . higher interest rates put the brakes on, and the rapid price rises in .
http://www.nzpif.org.nz/news/

New Zealand: Arranging a Mortgage, Getting a loan needs patience ...
Please be aware that mortgage interest rates in New Zealand are generally . rates are likely to rise, whereas a floating rate is better if rates are likely to fall.
http://www.justlanded.com/english/New-Zealand/Articles/Housing-Rentals/Arranging-a-Mortgage

Fixed Rate and Variable Rate Home Loans
Interest rates can change regularly or stay steady, depending on the economy at the time. Choosing a fixed or variable interest rate home loan can help you .
http://www.loanmarket.com.au/home-loans/fixed-vs-variable/

Glossary of terms | Sorted
A fee charged by a lender for early repayment of a mortgage, for example when you leave a . the term of your loan, irrespective of whether bank interest rates rise or fall. . However, if interest rates rise, then the opposite effect happens, either your . To be eligible for NZ Super you also need to be a legal resident of New .
https://www.sorted.org.nz/glossary

Interest rates to stay at 0.5% for years, say experts | Money ...
Apr 23, 2012 . "I think [rates not rising] for three to five years is entirely plausible, . Mark Harris, chief executive of mortgage broker SPF Private Clients, said . Thats because the government can't afford the fall out of raising interest rates even a little. . For example two years ago the £ was trading at £1 to $NZ 2.7 and .
http://www.guardian.co.uk/money/2012/apr/23/interest-rates-stay-low-bank-of-england

The crystal ball: Where interest rates and house ... - interest.co.nz
Jul 20, 2011 . interest.co.nz Helping you make financial decisions . That would imply floating mortgage rates rising to around 7.7% within the . I stick to my longer term view that house prices are still over-valued and will eventually fall to .
http://www.interest.co.nz/opinion/54485/crystall-ball-where-interest-rates-and-house-prices-are-headed-over-next-couple-years

Kiwi Mortgage Market - Christchurch, New Zealand
If interest rates rise, you are fixed on paying the lower rate. Conversely, if interest rates should fall, you are locked into the fixed rate and will pay above market .
http://www.kiwimm.co.nz/interestrates.html