When Your Home's Value is Less Than the Mortgage
When Your Home's Value is Less Than the Mortgage. For a variety of reasons, it is possible that the total debt on your home may be more than what the home is .
http://www.realestateabc.com/insights/home-value-less-than-mortage.htm

VA Loan and Borrowing Greater Than Home Value
Can I borrow more than the value of my home with a VA home loan? Some borrowers wonder if it's possible to take out a VA mortgage for more than the value of .
http://www.directvaloans.com/VA-Loan-Questions/VA-Loan-and-Borrowing-Greater-Than-Home-Value-FAQ10.aspx

Get Help With Fallen Home Value
Apr 2, 2012 . If your home's value has fallen in recent years, MHA has programs . If you're not behind on your mortgage payments but owe more than your .
http://www.makinghomeaffordable.gov/programs/fallen-value-help/Pages/default.aspx

How to Stop the Drop in Home Values - NYTimes.com
Oct 12, 2011 . Nearly 15 million homeowners owe more than their homes are worth; in this group, about half the mortgages exceed the home value by more .
http://www.nytimes.com/2011/10/13/opinion/how-to-stop-the-drop-in-home-values.html

Owe More than My House is Worth and Mortgage Help
Since your mortgage balance is more than the value of your home, you may have trouble obtaining a refinance loan. Most lenders are not willing to extend loans .
http://www.bills.com/owe-more-than-my-house-is-worth-and-mortgagehelp/

Help for homeowners | The White House
Feb 18, 2009 . As long as the amount due on the first mortgage is less than 105% of the value of the property, borrowers with more than one mortgage may be .
http://www.whitehouse.gov/blog/09/02/18/Help-for-homeowners

Housing refinance program offered by federal agencies - Oct. 24, 2011
Oct 24, 2011 . More than 1 million homeowners could get cheaper mortgages as a . Nevada and Arizona where home values have been hit the hardest.
http://money.cnn.com/2011/10/24/real_estate/housing_refinance/index.htm

Mortgage Options For Underwater Homeowners
Apr 29, 2011. available when your mortgage is greater than the value of your home. . more on the balance of their mortgages than their homes are worth.
http://www.investopedia.com/articles/mortgage-real-estate/09/selling-home-less-than-loan.asp

How to Break Even on an Underwater Home | Real Estate ...
That's more than 11 million homeowners, with mortgage debt exceeding home value by an average of 34%. In some regions, it could take six or seven years for .
http://www.bankingmyway.com/real-estate/refinance/how-break-even-underwater-home

Government Mortgage Relief Programs: Qualifications and How to ...
A Home Affordable Refinance will help borrowers refinance their first mortgage even if the balance owed is more than 100% of the home value. For example .
http://homeownership.org/foreclosure-help/mortgage-relief-programs/index.aspx

VA Loan Expert: Borrowing More than a Home's Value? | Military.com
Jan 28, 2012 . Some VA borrowers ask if they can get a military mortgage for more than the value of the home. VA mortgages are one of the most generous .
http://valoan.military.com/562/va-loan-and-home-value/

Obama Considering Mortgage Relief As Part Of New Jobs Plan ...
Aug 31, 2011 . Obama Considering Mortgage Relief As Part Of New Jobs Plan . allow homeowners owing more than their home value to refinance and take .
http://articles.businessinsider.com/2011-08-31/politics/30048803_1_new-jobs-plan-obama-administration-fannie-mae

Quote:

Originally Posted by 2bindenver Nearly half of mortgages in Chicago area underwater - Chicago ... Nov 8, 2011 . The percentage of homes in the Chicago area with negative equity, meaning more is owed on the mortgage than the value of the underlying . http://articles.chicagotribune.com/2011-11-08/classified/chi-nearly-half-of-mortgages-in-chicago-area-underwater-20111107_1_zillow-home-values-low-mortgage-interest-rates Getting Rid of a Second Mortgage in Chapter 13 Bankruptcy | Nolo ... If your house has gone down in value since you bought it, a Chapter 13 . However, if your house is worth more than your first mortgage alone but not more than . http://www.nolo.com/legal-encyclopedia/rid-second-mortgage-chapter-13-bankruptcy.html Some struggling homeowners more equal than others – USATODAY ... Mar 18, 2012 . Recent $25 billion mortgage settlement doesn't require participating . to the point where borrowers' loans are 20% more than home values, . http://www.usatoday.com/money/economy/housing/story/2012-03-15/Mortgage-foreclosure-settlement/53615668/1

Ten States With the Worst Mortgage Debt | Fox Business
Jan 23, 2012 . However, while home values dropped more than 7% in Maryland, Massachusetts and New Jersey — states where mortgage debt is the highest .
http://www.foxbusiness.com/personal-finance/2012/01/23/ten-states-with-worst-mortgage-debt/

10 states sunk by underwater mortgages - Yahoo! Real Estate
Mar 6, 2012 . As home prices continue to slide, more and more homeowners find . report, the mortgages on more than 11.1 million homes, or 22.8% of the . Many homeowners took out mortgages when home values were at their highest.
http://realestate.yahoo.com/promo/10-states-sunk-by-underwater-mortgages.html

Home Equity Conversion Mortgage Program - HUD
The Home Equity Conversion Mortgage (HECM) program enables older . a loan origination fee of up to $2500 if the home's appraised value is less than $125000. If the home is valued at more than $125000, lenders can charge 2% of the first .
http://www.hud.gov/offices/hsg/sfh/hecm/hecm--df.cfm

Do you qualify for Obama refi plan?
Homeowners can refinance up to 125 percent of their home's value. . their mortgages even if they owe slightly more than the current value of their homes.
http://www.bankrate.com/finance/mortgages/do-you-qualify-for-refi-plan-1.aspx

FHA Reverse Mortgage Terms and Fees
One important detail to consider with an FHA reverse mortgage or FHA HECM loan; you will never owe more than the value of the home.
http://www.fha.com/fha_article.cfm?id=81

How to Sell Your Home if You Owe More Than It Is Worth ...
When a home value declines below the mortgage, it is considered an. . point that homeowners owe more on their mortgage than the property's market value.
http://www.online-home-mortgage.net/upside-down.htm

Home Affordable Refinance Program - Wikipedia, the free ...
Further, assume the homeowner owes $120000 on the mortgage. . so even those owing more than 125% of their home value could refinance without PMI.
http://en.wikipedia.org/wiki/Home_Affordable_Refinance_Program

Severe Home Value Declines In Battleground States - The Home ...
Jan 24, 2012 . "Arguably, home values directly affect more Americans than the . including shared-appreciation mortgages and nixing the 20 percent down .
http://www.usnews.com/news/blogs/home-front/2012/01/24/severe-home-value-declines-in-battleground-states

Help for Homeowners – Refinance – Wells Fargo
Refinancing replaces your existing mortgage with a completely new one. . little or no equity, or your mortgage amount is more than your home's current value.1 .
https://www.wellsfargo.com/homeassist/refinance

Can I Refinance My Home When My Mortgage Is Higher Than Home ...
Can I Refinance My Home When My Mortgage Is Higher Than Home Value . I searched the Home Path loan I found more than 3 lenders that offer this product.
http://www.trulia.com/voices/q_Can+I+Refinance+My+Home+When+My+Mortgage+Is+Higher+Than+Home+Value/

Can I Refinance My Home When My Mortgage Is Higher Than Home ...
Can I Refinance My Home When My Mortgage Is Higher Than Home Value . I searched the Home Path loan I found more than 3 lenders that offer this product.
http://www.trulia.com/voices/q_Can+I+Refinance+My+Home+When+My+Mortgage+Is+Higher+Than+Home+Value/

Mortgage rates matter more than home prices
Apr 13, 2011 . Home values are stagnant and/or falling in most markets. . Home»First-Time Homebuyers»Mortgage rates matter more than home prices .
http://library.hsh.com/articles/first-time-homebuyers/mortgage-rates-matter-more-than-home-prices.html

Reverse Mortgages - FAQ
What if I owe more than my home is worth? Reverse mortgages are considered non-recourse loans meaning you cannot owe more than the value of your home.
http://guarantyne.shelter-mortgage.com/Reverse_Mortgages.aspx?View=Reverse-Mortgage-FAQ

How To Get A Mortgage With More Than 4 Properties Financed ...
May 31, 2011 . Expected Home Value *. Property ZIP Code * . Finance More Than 4 Properties With The 5-10 Properties Program. Welcome to my blog.
http://themortgagereports.com/2193/5-10-investor-properties-financed-fannie-mae